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Regular
Share Account
Your CUofTX membership begins with your share account. Share deposits
exceeding $100 earn monthly dividends.
Holiday
Savings Account
A $25 deposit is all you need to open your Holiday Savings Account.
Be ready for holiday expenses in advance by saving all year long!
Withdrawals can be made between November 1 and January 31 at no
fee.
Member's
Choice Savings Account
Save for your dream vacation in your "Hawaii"
account. Or, put away money for the down payment on that red convertible
in a "New Wheels" savings account. Whatever your savings
goal is, you can name the Member's Choice Savings Account and work
toward making your goal a reality. Sign up for Payroll Deduction
and watch the account grow.
Kids Savings Accounts
It’s never too early to learn good financial habits. That's why we offer a special savings account
with great benefits for our young members. This account provides credit union members
under the age of 18 the opportunity to build a savings account and learn financial responsibility. Parents or grandparents can help open a kids account for as little as one penny! Plus, all CUofTX members 12 and under are automatically part of the coolest club in town... Dollar Dog Kids Club! This club is full of fun, games and prizes!
Visit the Dollar Dog Clubhouse, with
content for both kids and parents.
Money
Market Account
To keep up with the latest available interest rates, a money market
account makes sense. Rates are declared and interest paid each week,
so you can earn a higher short term rate with a $2,000 minimum balance.
The money market account also offers investment flexibility. You
may make unlimited deposits and withdrawals in person or by mail.
Pre-authorized transfers, telephone transfers to other CUofTX accounts,
and check-writing may be made up to a combined total of six per month.
See
our Rates section for current rate information
Premium
Money Market Account
Looking for an investment that will really perform? Check out our
Premium Money Market Account. This account pays well above market
rates monthly. Six withdrawals and transfers are allowed per month.
With our Premium Money Market Account there is no limit on deposits
and the minimum balance is $25,000.
See our Rates section for current rate information
Mega Money Market Account
This account is for sophisticated savers who enjoy the freedom of liquidity, yet also demand a higher return for their investment dollars. Six withdrawals and transfers are allowed per month. With our Mega Money Market Account there is no limit on deposits and the minimum balance is $150,000. A minimum deposit of $10,000 in funds not currently on deposit at CUofTX is also required.
See our Rates section for current rate information
Individual
Retirement Accounts
Start saving for your retirement today! It's never too early to
prepare for the future, and opening an IRA from Credit Union of
Texas will start you in the right direction. The interest you earn
in your IRA accumulates tax-deferred or tax-free.* Open an IRA Accumulator
Account with only a $50 deposit. With a $2,000 investment, a variety
of Traditional and Roth Term IRA options are available. Education
IRAs are also available.
*Please be aware that the conditions governing tax deductibility depend upon many factors. You should consult your tax advisor for complete details.
Visit
our IRA Service Center –
Learn about IRAs, plan your retirement, open an IRA and service
an existing CUofTX IRA on-line.
Certificates
of Deposit
Lock in a competitive interest rate for periods of 6 to 60 months
with a Certificate of Deposit. The rate you earn depends on the
deposit amount and term you select. A minimum deposit of $2,000
is required.
See our Rates section for current rate information
Step-Up Certificates
If you want the safety of a CD, but don't
want to miss out on the possibility of rising interest rates,
open a Step-Up Certificate. Step-Up CDs are available in 24,
36, 48 and 60 month terms. If our CD rates increase during
the term of your Step-Up CD, you have the option to "step
up" to the new, higher rate! You are allowed to take one step
up during the life of a 24, 36, or 48 month CD and two steps
up during the life of a 60 month CD.
See our Rates section for current rate information
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