Loans

Special Auto Loan Coverage

Mechanical Breakdown Protection 
If you plan on keeping your vehicle past the manufacturer’s warranty, (3 years or 36,000 miles in most cases), you will be responsible for all repairs. But CUofTX offers great rates on bumper-to-bumper mechanical protection is on most new and used vehicles, for up to 7 years and 100,000 miles. Select plans even come with a Money-Back Guarantee - if the plan expires and you never have to use your coverage, you can file for a refund on the premium!

Our coverage plans include additional benefits such as:
  • Low or even $0 deductible
  • 24-hour Roadside Assistance
  • Rental Car Reimbursement during warranty repair
  • Road Hazard Tire Protection and Trip Interruption
  
Repairs can be made at the dealership or any licensed repair facility, and payments are made directly to the repair facility - so there are no out of pocket expenses to you! Best of all, our rates are usually HUNDREDS of dollars less than the dealer's comparable plans.

The cost of coverage is determined by type of vehicle, coverage, and mileage. But there is a limited window of opportunity for you to take advantage of our great plans and we don't want you to miss out!

Click here to learn more and receive a no-obligation quote for your vehicle.

Guaranteed Asset Protection (GAP)
Protect your vehicle investment, not just its value! You could lose more than your vehicle, if it is stolen or involved in a major accident. You could lose your investment. Because most insurance policies only cover the value of your vehicle - something that rapidly declines during the first few years - your loan balance can be higher than the value of your vehicle.

GAP was designed for both new and used vehicles. GAP coverage goes into effect when you need it the most - when your vehicle is stolen and isn't recovered, or is in an accident and can't be repaired. GAP may cover the difference between your primary carrier insurance settlement and the payoff of your loan. GAP can also cover your insurance deductible, up to $1,000 (certain restrictions apply). This great coverage can be added for a one time cost of $295, and can be added to your loan WITHOUT increasing your loan payment.

Click here to learn more and receive a no-obligation quote for your vehicle.


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