Checking and Savings Rates

All rates quoted as Annual Percentage Yields (APYs) as of May 1, 2010. APYs are subject to change and are accurate as of publication date.

Checking Accounts
Average Daily Balance	Regular & Student Checking Accounts
	APY
Up to $1,000.00	0.10%
$1,000.01 - $2,000.00	0.10%
$2,000.01 - Over	0.10%

Average Daily Balance	Advantage Account & Mature Options
	APY
Up to $2,000.00	0.15%
$2,000.01 - Over	0.15%

Average Daily Balance	Premier
	APY
Up to $7,499.99	0.15%
$7,500.00 & Over	0.25%

A minimum deposit of $25.00 is required to open a Student Checking account. A minimum deposit of $100.00 is required to open an Advantage, Regular, Premier or Mature Options checking account. APYs are determined monthly.  Interest is posted monthly.  Fees may reduce earnings.

Free Checking
Average Daily Balance	APY
No requirement	0.00%

A minimum deposit of $100.00 is required to open a Free Checking account. There is no monthly fee for Free Checking.

Savings Accounts
Average Daily Balance	Regular & Member's Choice		Holiday Savings
	APY		APY
$100.00 - $500.00	0.10%		0.10%
$500.01 - $1000.00	0.10%		0.10%
$1000.01 - $2,000.00	0.10%		0.10%
$2,000.01 & Over	0.10%		0.10%

Share accounts require a minimum deposit of $5.00 to open. APYs are determined monthly. Dividends are posted monthly.

Member's Choice and Holiday Savings require a minimum deposit of $25.00 to open. APYs are determined monthly. Interest is posted monthly.

Kids Accounts
Average Daily Balance	Dollar Dog Kids Club (12 yrs. & under)		Kids Savings (13-18 yrs.)
	APY		APY
up to $500.00	0.25%		0.25%
$500.01 - $1000.00	0.25%		0.25%
$1000.01 - $2,000.00	0.40%		0.40%
$2,000.01 & Over	0.40%		0.40%

Dollar Dog Kids Club and Kids Savings accounts require a minimum deposit of $0.01 to open. APYs are determined monthly. Interest is posted monthly.

Fees may reduce earnings. Please contact a Member Service Officer for further information about applicable fees, rates, and terms at 972-263-9497.